and then you can swap back to your own benefit. Southwick: OK... Gates: But that got phased out recently, and that's the age ban that Bro was referring to. And then there is a restricted application where you don't do the file and suspend game. You just file for the spousal benefit, only, with no anticipation of ever going back to your own benefit. You just claim the 50% of your spouse's benefit as a divorcee, and in this case, you can still do that but the wife would have to be 62 or older. Southwick: Oh!

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